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Breakdown Planning Speeds Recovery
Making arrangements with towing services, on-site mechanics, and affiliates can ease your stress if you have a plan for breakdowns and accidents. Here's how to prepare.
By Jim Luff and Wayne Blanchard
If you've ever had a vehicle breakdown hours from home, you know the helpless feeling of uncertainty. Fears that race through your brain can quickly shoot
down to your stomach, causing a massive knot. You need to figure out what to do with passengers, how to get the car off the road, who will make repairs — and you wonder how you will find someone to fix the car in the middle of the night. Next comes how to pay for it.
Mapping it Out
With a little planning you can prepare for emergencies. Determine your average radius of operations. Using Map-Quest, Yahoo Maps, or other online sources, zoom to the radius you serve. You should plan for emergencies to occur anywhere in this radius. With all the things you need to do, the map can be your first guide to help. Mark your map with larger cities and towns around you with a goal of indentifying help a maximum of one hour travel time away. Use the
map to mark towing services, mechanical services, and affiliates. When a breakdown occurs, you can quickly look at the map to spot the closest help.
You may want to consider a separate map for affiliates, towing services, and mechanical services. In large cities such as Los Angeles, New York, or San Francisco, you may have multiple contacts in various parts of the city as a back-up for excessive response times.
Using Affiliates
Contacting other livery companies that may help you in their area is invaluable. Often, fellow operators will go above and beyond rescuing the passengers, and rescue your chauffeur as well. They may help you in finding a local mechanic. They may direct you to a towing service capable of towing your massive SUV limo. By establishing contact and opening an account, or placing a credit card on file "just in case," you can shorten the time needed to rescue your passengers and continue on with them. A side benefit to these contacts is you establish your own affiliate network at the same time.
Finding Mechanics
Finding and trusting a mechanic when you are hundreds of miles away can be a daunting task. They know you are stuck between a rock and a hard spot, and the exact nature of the problem and cost to repair the problem could suddenly become super inflated because of the distance. Call upon your affiliates you have set up in your network and ask who does their mechanical work. Call and ask about setting up an account. Ask for their labor rates to place in your binder along with instructions on who to call after hours.
If you must obtain repairs out of town, the payment arrangement can be tricky if your chauffeur does not have plenty of cash or a credit card. Plan for this by making a photocopy of a credit card you would use for payment. Copy the front and back on a single sheet of paper. Type a letter in advance with blank lines for the vendor name and specific amount of repairs to be charged. Have a photocopy of your license as well. This information will be readily available to fax immediately. While the information is sensitive, you are asking someone to put trust in you. Because of the sensitive information in the binder, keep the binder secure.
BRINGING YOUR DISABLED CAR HOME
Getting towed is by far one of the biggest challenges during a breakdown. Most operators struggle with a last-minute scramble to find a towing service that can handle a stranded vehicle. However, many towing services may tell you what you want to hear because they know that you're at their mercy and need to get that vehicle home or to the repair shop. "You can't just hook a wrecker up to any altered vehicle and drag it," says Bryan Baker, LCT's Dr. Limo. "You need to have a special type of car hauler to tow a special type of vehicle"
One of the first things Baker suggests you do is call around to the areas you know your vehicles will most likely travel. Find out several key things about the companies you speak to:
01• Does the company's insurance cover the value of your most expensive vehicle in case they damage it?
02• Does their insurance allow them to carry an "altered vehicle"? Many people don't realize that wrecker and repair shop insurance companies sometimes stipulate that they will not cover any vehicle that has been modified beyond its factory specifications.
03• Check to see what types of trucks will be carrying your vehicles. You need to know that these vehicles can: 1) haul a vehicle of the length you need; 2) can get it onto the truck without scraping or "bottoming out the vehicle."
04• Does the company have 24/7 service?
05. Does the company have enough trucks to be able to provide the service in a hurry?
"After finding several companies in each of the areas you intend to operate in, it's time to check them out," Baker says. "You need to be sure they can do what they say and have a good reputation" The first place to check is with local car lots. The ones that have a "buy here/pay here" set-up are the ones that would most likely have made a lot of use of wrecker services due to repossessions. "Just ask how good the company has performed for them and if they've ever had any complaints:"
You can also check with:
Ol. Repair shops.
02. New car lots.
03. Other limousine services.
04• Bus companies.
05. Local performance shops: These are great places to go because people who modify and rebuild vehicles are some of the pickiest when it comes to their cars.
Once you've found the service, then negotiate your terms. "It's easier to set up a good price for towing when you don't actually need it," Baker says. "If you wait until you need the service, you're at a major disadvantage and will most likely pay top dollar." Baker adds that negotiating the price isn't always about trying to get the company to lower their rates as much as it is trying not to get them to raise them because it's a limousine.
The best way to proceed is to let the company know that you're willing to have a credit card on file with them so they don't have to wait for a billing cycle. Provide them with your list of repair centers and map out those closest to the towing service. (Always be sure that any time you have to leave a vehicle overnight, the car is stored within a fenced area or building where it will be secure.) Once this is done, talk to the owner/ manager about the best price they can give your company. Remember, like you, these companies are trying to make money, and since they're in the transportation business, their profit margins may not allow much room for negotiation.
A Primer on Estate Planning
We all believe that we have "tomorrow" to take care of things, especially those things we'd rather not think about. Planning for what happens when we die is one such thing most of us would rather put off for another day. Whether this is due to a fear of death, uncertainty as to how to make plans, or benign laziness, as the saying goes, death — like taxes — is unavoidable. We all like to think we'll have plenty of time to plan or take care of matters. We rationalize that we're still young, and only old people die. We take comfort in the idea that if we get sick, there are doctors and treatments to help us get better. However, what we never think about, or stop to realize, is that death can come upon someone very quickly, be it due to an unexpected illness, a traffic accident, or some other unforeseen circumstance. Unfortunately, I had this experience recently when my dear friend and sister-in-law died as a result of cancer in less than three weeks. As such, I felt it appropriate and necessary to remind everyone of the preciousness of life and the need to plan, because we don't always have "tomorrow."
Making plans now will allow your family to focus on you, and be there for you during your time of need. Doing so will also alleviate many potential problems, and in certain instances, avoid undesired results. It also relieves your family of the burden of attempting to figure out what medical decisions you would have wanted made if you should become incapacitated, and of determining how to distribute your estate once you have passed.
Last Will & Testament
The most common topic which springs to mind when estate planning is mentioned is the will. If you die "intestate" (without a will), the distribution of your assets will be determined by state law and a probate court. Not only can this be costly for your heirs, it also means that you have no control over who receives your assets, and in what proportion. It can also result in family squabbles, and even litigation, over the decedent's assets and personal property ("Mom said she was leaving that ring to me...").
There are other reasons it is important to have a will. If you have minor children, for example, you can designate a guardian for them in the event both you and your spouse should die. Wills can also be used to fund trusts for the benefit of heirs who might otherwise spend the inheritance you leave them in a poor manner. For example, you can direct that any funds for your children be placed in a trust for/their benefit and used for college or other important purposes, or that they cannot receive the funds until they reach a certain age. Lastly, there are oftentimes tax consequences, which vary depending on such factors as the size of the estate and the number of heirs involved.
If you already have a will, you should review it periodically to make sure that it is still up to date. Life circumstances change. Upon reviewing your will, you may find, for example, that you wish to remove beneficiaries designated when the will was originally prepared, or that you wish to add new beneficiaries, such as a new-born nephew.
Living Will
A living will is a simple document that dictates whether or not life-support methods are to be used to prolong your life in the event of terminal illness or irreversible brain damage. It gives you the chance to say, when you are healthy, whether or not you would want life support. The importance of a living will was underscored by the Terry Schiavo case and the public battle between her parents (who argued she would have wanted to be kept alive) and her husband (who argued she would not have wanted her life artificially sustained).
Power of Attorney for Health Care
Unlike the living will, which only pertains to whether or not life-support treatment is to be instituted or maintained, this document is the means by which you can designate one or more persons who can make health-care decisions on your behalf in the event you become unable to do so. The agent you designate must be at least 18 years of age, and cannot be a person providing health care to you (such as a hospital or nursing home).
General Power of Attorney
A General Power of Attorney is broader than the Power of Attorney for health care in that it pertains to a much wider range of matters. In particular, depending upon how it is drafted, a General Power of Attorney typically gives the agent power to make financial decisions on behalf of the grantor, including the power to transfer the grantor's assets. As such, it should only be given to a person in whom you have the utmost trust, because that person may be called upon to make decisions on your behalf when you are no longer able to do so. All powers of attorney can be "durable" (lasting until revocation or death), "nondurable" (lasting until revocation, death, or incompetence of the grantor), or "springing" (only effective upon the happening of one or more specified events).
Summary
While estate planning is something most people wish to avoid confronting, as I hope the foregoing article has made clear, it is an important fact of life. The time to make your plans is now, while you are still healthy and have the time to plan your strategy carefully. Once the proper documents are in place, you can take comfort in knowing that if illness should strike, your wishes will be honored, and that when life's journey comes to an end, your estate will be handled the way you want it handled, rather than the way the law dictates it must be handled by default.
This article is dedicated in memory of my sister-in-law, Susan Cohen. LD
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limousine association, westwind limo bus, westwind limo dayton ohio, wholesale limo sales, wilimoassociation.org, wisconsin limousine association, world wide limo sales, world wide limo sales inc, worldwide international limo & car inc, [125aday.com], [1st4limosales.com], [actionlimo.com], [allessusa.com], [allseasonlimos.com], [apclimo.com], [atlanticlimo.com], [automart.com], [automobilebestbuys.com], [azlimo.com], [azlimosales.com], [bertslimosales.com], [buylimos.co.uk], [capitalcoachworks.com], [casinovendors.com], [exoticlimobuilders.com], [fancylimosales.com], [floridalimousine.com], [gatewaycoachworks.com], [greatlakescoach.com], [hearseandlimo.com], [infinite innovations], [infiniteinnovations.com], [jetsource.com], [jwdlimosales.com], [krystal-cn.com], [krystalkoach.eu], [krystalnewengland.com], [lakeviewcustomcoach.com], [lcw-limousines.com], [limelitelimo.com], [limo-on-line.com], [limo-repo.com], [limo4sale.com], [limobob.com], [limobroker.co.uk]. [limodealer.com], [limodepot.net], [limoeurope.com], [limoexport.com], [limoforsale.com], [limohosting.com], [limoland.com], [limoloans.com], [limoloco.com], [limopages.net], [limorecycler], [limos4sale.com], [limosalesuk.com], [limosdirect.com], [limosdirect.net], [limosforsale.com], [limosfromjim.com], [limostartup.com], [limousine-sales.net], [limousine-stretch.com], [limousinebrokers.net], [limousinebusinessbook.com], [limousinemarket.com], [limousinesales.com], [limousinesonline.com], [limousinestrader.com], [limozip.com], [myhearse.com], [newlimodealers.com], [orangecountycoachworks.com], [picasso-coach.com], [preownedlimo.com], [robert-harrell.com]. [royalcoachbuilders.com], [sellorbuylimo.com], [smithsonautosales.com], [specialtyvehicles.com], [spvinc.com], [sterlingcoachworks.com], [stretchlimodealer.com], [susieslimosales.com], [sweeneylimo.com], [thelimoagent.com], [tiffanylimoseurope.com], [townautosales.com], [trolleylimocoach.com], [ulimousine.com], [universallimosales.com], [usedandnewlimosforsale.com], [vikingcoachworks.com], [webuylimos.com], [weselllimos.com], [westwindlimo.com], [worldlimocompany.com] ,[worldwidelimosales.com]
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